Make way USA for M-commerce

M-commerce (mobile commerce) is the buying and selling of goods and services through wireless handheld devices such as cellular telephones and personal digital assistants (PDAs). M-Commerce is known as the next-generation of e-commerce and with smart-card technology is on the cutting edge!

They say that smartcards, especially those enhanced with biometrics, could serve as the new backbone for safe electronic transactions and offer data protection and authentication for surfers on the go.

As more users access the Internet remotely their interest in protecting their data increases proportionately. Smartcards, used widely in Europe and Asia, contain low-cost, low-memory microprocessors, employed in a range of everyday transactions: prepaid phone calls, ATM banking, and public transportation. While smartcards typically require a password or PIN, proponents of biometrics say the science of measuring physical characteristics to verify a person's identity offers greater protection in the e-commerce era. Biometrics include; voice recognition, iris and face scans, and fingerprint authentication.

Passwords and PINS are too easily forgotten or forged. Almost a third of passwords are family members' names or birthdays and Internet fraud costs consumers and businesses $100s of billions annually.

The amount of electronic transactions is so high we need to do something, Credit cards are the main tool for [electronic] purchases, and they just aren't secure enough. As electronic commerce comes to mobile phones, people will demand more security than the credit card.

Businesses and online Entrepreneurs need to drive this technology for their own good and the good of their customers and this is the best time to get onboard. If I asked you today, knowing what you know now, to market Visa/MC services to other merchants before they come out 15-20+ years ago, what would you say? Well today Visa/MC is a trillion dollar companies and among the largest in the world.

So now is your opportunity to save a lot of money by using this product offering for your business and a potential for you to create an additional stream of income for you/your business by referring your current customer base and other merchants to the great product. You can be amongst the first merchant’s to market this new form of payment and service in your area, or world-wide if that’s your desire.

Right now, you can start preregistering other merchants and users on to the new M-Commerce program online. The best part about this is opportunity is the affiliate compensation plan for merchants associated with marketing this great product. Literally, you will have the ability to earn a % of the total spending of your referred user’s and a % of the total payments processed from the merchants you refer onto the SelfBank Mobile program. Make money the way banks do!!!

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